Homeowner Flood Insurance Affordability Act Passes Senate

The U.S. Senate passed legislation that would delay flood insurance increases on properties whose rates were set to increase once they were sold, that had their flood zones changed when the maps were updated, or that were previously grandfathered in. Although the House is unlikely to approve the four year delay, they are working on a bill that would cap the increases to no more than 15% per year. That is still likely to put pressure on pricing of homes that are for sale in flood zones. The white zones on the map below are in flood zone X and currently do not require flood insurance.

flood map

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