Fannie Mae and Freddie Mac: What Effect Will Phasing Them Out Have On Mortgage Market?

Current consideration of phasing out Fannie Mae and Freddie Mac over the next 5-7 years has everyone in the real estate and mortgage markets speculating as to the effect it will have.  Created after the depression to help people buy homes, these two entities and FHA, now buy or insure 97% of home loans.

Some of the effects include:

  • Higher borrowing costs – fees as well as interest rates would go up
  • Limited financing choices – more ARMs than 30-year mortgages would be offered

Two articles in last week’s New York Time online,  Without Loan Giants, 30-Year Mortgage May Fade Away and A Plan to Phase Out Fannie Mae and Freddie Mac do a great job of providing looking at the pros and cons of these programs and examining possible outcomes of phasing them out.

Whatever happens, it is another sign that housing will likely never be as cheap as it is now.

About The Author

Jennifer Wollmann


  1. filmora 7.5 0 code March 24th, 2019 at 9:54:22 pm

    Thank you for another informative web site. Where else could I get that type of information written in such a perfect way? I have a project that I’m just now working on, and I’ve been on the look out for such information.

  2. pokemon planet March 23rd, 2019 at 11:41:58 pm

    hello there and thank you for your info – I’ve definitely picked up something new from right here. I did however experience a few technical points using this web site, as I experienced to reload the site many instances prior to I may get it to load properly. I have been thinking about in case your web host is OK? Not that I am complaining, however sluggish loading cases times will sometimes impact your placement in google and could harm your quality rating if advertising and ***********|advertising|advertising|advertising and *********** with Adwords. Well I’m including this RSS to my e-mail and can glance out for much more of your respective intriguing content. Ensure that you update this once more soon..

  3. tf2 hacks March 23rd, 2019 at 12:42:43 am

    Thank you so much for providing individuals with an extraordinarily marvellous possiblity to check tips from this website. It really is very terrific plus full of a lot of fun for me and my office colleagues to visit your blog really three times every week to find out the newest stuff you have. And lastly, I’m also always satisfied with all the fabulous things you serve. Some 3 facts in this article are basically the most effective we’ve had.

  4. hydrargyrum 9.0 March 21st, 2019 at 9:56:47 pm

    We’re a group of volunteers and starting a new scheme in our community. Your website offered us with valuable info to work on. You’ve done an impressive job and our whole community will be grateful to you.

  5. Timber Flooring in West Auckland March 20th, 2019 at 2:47:01 pm

    Muchos Gracias for your blog post.Really looking forward to read more. Cool.

  6. 24/7 Electrician in Auckland March 20th, 2019 at 8:17:20 am

    Wow, great article.Really looking forward to read more. Want more.

  7. Auto Insurance Richmond March 20th, 2019 at 3:11:21 am

    Thanks-a-mundo for the blog.Much thanks again. Really Great.

  8. mcent unlimited points March 19th, 2019 at 12:33:44 pm

    My brother suggested I may like this website. He was totally right. This put up actually made my day. You can not consider just how a lot time I had spent for this information! Thank you!

  9. get the facts mike myers March 19th, 2019 at 4:01:39 am

    A big thank you for your article post.Thanks Again. Want more.

  10. avid media composer 8.9 crack Mac OS March 18th, 2019 at 7:20:43 pm

    It is really a nice and useful piece of information. I’m glad that you just shared this useful info with us. Please keep us informed like this. Thanks for sharing.

  11. steam creative destruction March 17th, 2019 at 11:54:14 pm

    I like the valuable information you supply on your articles. I will bookmark your weblog and check once more here frequently. I’m quite certain I’ll learn many new stuff proper right here! Good luck for the following!

  12. vmware 15 key March 17th, 2019 at 8:13:49 am

    Hello, Neat post. There is an issue with your web site in web explorer, could check this… IE still is the market leader and a good part of other folks will leave out your wonderful writing because of this problem.

  13. etimetracklite crack March 16th, 2019 at 1:32:00 am

    You actually make it seem so easy with your presentation but I find this matter to be actually something that I think I would never understand. It seems too complex and very broad for me. I am looking forward for your next post, I will try to get the hang of it!

  14. Hey, thanks for the blog.Really thank you! Really Cool.

  15. eebest8 back March 13th, 2019 at 12:12:14 pm

    “Very good blog article.Really looking forward to read more. Keep writing.”

  16. visit here August 27th, 2018 at 5:50:31 pm

    “Im grateful for the blog.Much thanks again. Want more.”

Leave A Comment

Affiliates & Brokerages