Thinking of Short Selling Your Property? Now May Be The Time….

Many homeowners who are under water have been thinking of short selling their home because they have not been able to negotiate a loan modification with their mortgage lender.  If you are one of them, now may be a good time for several reasons.

  1. Banks are more willing to work with a short sale than they were just a year ago.
  2. A short sale is less damaging to your credit than a foreclosure.
  3. Inventory is low, so your property has a better chance of selling as a short sale now than it did last year.
  4. Although Congress is expected to extend a 2007 law that allows homeowners to avoid paying taxes on forgiven debt for their primary residence, it will expire at the end of this year if Congress does not act.
  5. It takes a lot longer than a normal sale to complete a short sale.  If it is an approved short sale, 2-3 months.  If it is not approved, significantly longer.

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