What Will Your Closing Costs Be On The Purchase Of Your New Home?


Congratulations!  You either have the cash, or have been approved for a mortgage, to buy a home or investment property.  Now that you have determined how much you can afford, remember to keep in mind your closing costs, which will run between 3-4% of your purchase price for closings with a mortgage and less than 1% for a cash deal.  Closing costs typically include the following  “Out of Pocket” expenses:




Courier (federal express)


Credit Report


Digital Imaging/Archiving Fee


Documentary Stamps on the Note: $.35 per $100.00 of note amount


E-recording fee: $4.00 per instrument to be recorded


Flat Fee Commission if company you use charges one.  Usually $200-$300


Inspection Fees and other lender’s fees


Intangible Tax on the Mortgage: $.20 per $100.00 of mortgage amount


Mortgage Points


Title Insurance: Lender’s Policy




Owner’s Policy


Recording Fees: $10.00 first page, $8.50 each additional page


Settlement Fee


Survey / Termite Report / Roof Report (if required)




2 to 13 months property taxes (changes depending on time of the year closing takes place)


14 months hazard insurance


14 months flood insurance (if required)


14 months of windstorm insurance (if required)


P.M.I. Premium (if loan to value ratio is higher than 80%)


Prepaid Interest (from closing date to the end of the month)



About The Author


  1. Carey February 17th, 2019 at 10:17:14 pm

    Traders do pay direct and oblique prices.

  2. Carma February 17th, 2019 at 7:23:19 pm

    That is true for investment advice as nicely.

  3. Jere February 15th, 2019 at 6:49:52 pm

    Now it is time to decide your particular investments.

  4. Gavin February 14th, 2019 at 1:04:22 am

    That is true for investment advice as well.

  5. Joanne February 13th, 2019 at 9:47:13 pm

    Schwab Clever Portfolios invests in Schwab ETFs.

  6. Debbra February 13th, 2019 at 7:28:43 pm

    A monetary advisor is your planning accomplice.

  7. Larhonda February 12th, 2019 at 7:20:48 pm

    Thank you on your curiosity in Investment Recommendation.

  8. Karol February 12th, 2019 at 6:54:22 pm

    Now it’s time to decide your particular investments.

  9. Adam February 11th, 2019 at 10:58:58 pm

    This is true for investment advice as nicely.

  10. Columbus February 10th, 2019 at 10:59:17 pm

    Thank you in your interest in Funding Recommendation.

  11. Dollie February 10th, 2019 at 10:30:02 pm

    Thank you for your interest in Investment Advice.

  12. Lenard February 10th, 2019 at 9:12:51 am

    Now it’s time to decide your specific investments.

  13. Larhonda February 8th, 2019 at 8:20:35 pm

    Now it’s time to decide your particular investments.

  14. Reynaldo February 8th, 2019 at 12:48:31 am

    Investors do pay direct and oblique prices.

  15. Burton February 7th, 2019 at 10:43:19 pm

    Traders do pay direct and oblique prices.

  16. Nichole February 7th, 2019 at 12:04:20 am

    Now it is time to pick your particular investments.

  17. Rene February 6th, 2019 at 2:22:58 pm

    All types of investments come with certain risks.

  18. Darryl February 5th, 2019 at 6:59:50 pm

    Take into account investments that offer fast annuities.

  19. Katja February 5th, 2019 at 10:56:02 am

    Now it’s time to choose your particular investments.

  20. Linette February 4th, 2019 at 11:15:42 am

    wonderful issues altogether, you just received a emblem new reader.
    What would you suggest about your put up that you simply made some days ago?
    Any certain?

  21. Regan January 30th, 2019 at 7:53:04 pm

    I got this web page from my buddy who informed me concerning this web page and now this time I am visiting
    this website and reading very informative content at this time.

  22. Sasha January 30th, 2019 at 5:54:42 am

    Fastidious response in return of this question with firm arguments
    and telling the whole thing about that.

  23. Pasquale January 30th, 2019 at 4:27:11 am

    Hola! I’ve been following your site for some time now and finally got the courage to
    go ahead and give you a shout out from New Caney Tx! Just wanted to tell you keep
    up the excellent job!

  24. brazilian wandering spider January 30th, 2019 at 4:05:44 am

    wonderful post, very informative. I’m wondering why the other experts of this
    sector do not realize this. You should proceed your writing.
    I’m confident, you’ve a great readers’ base already!

  25. Lukas January 30th, 2019 at 2:15:59 am

    I’ve been exploring for a little bit for any high quality articles or weblog posts in this kind of
    house . Exploring in Yahoo I finally stumbled upon this
    website. Reading this information So i’m
    happy to exhibit that I’ve a very just right uncanny
    feeling I discovered just what I needed.
    I most undoubtedly will make certain to don?t put out of your mind this web site and give it a glance regularly.

  26. Latonya January 29th, 2019 at 9:07:46 pm

    Thank you to your interest in Funding Advice.

  27. hi January 28th, 2019 at 6:48:37 pm

    I have read several good stuff here. Certainly worth bookmarking for revisiting.
    I surprise how so much attempt you put to make one of these magnificent informative website.

  28. descargar facebook December 6th, 2018 at 4:59:48 pm

    When some one searches for his vital thing, thus he/she needs to be available that
    in detail, so that thing is maintained over here.

  29. What Equipment is Needed for Sling TV November 18th, 2018 at 10:06:35 pm

    Really no matter if someone doesn’t know then its up to other users that they will assist, so here it
    takes place.

  30. What Equipment is Needed for Sling TV November 18th, 2018 at 6:14:33 pm

    I’ve read several good stuff here. Definitely value bookmarking for revisiting.
    I wonder how a lot attempt you set to create this type of excellent
    informative site.

  31. sling tv coupons and promo codes for november 2018 November 17th, 2018 at 9:03:00 am

    Sling tv coupons and promo codes for november 2018
    Way cool! Some extremely valid points! I appreciate you penning this article and also the rest of the website is also really good.
    Sling tv coupons and promo codes for november 2018

  32. What Equipment is Needed for Sling TV November 16th, 2018 at 12:47:50 pm

    Hello there! This post could not be written any better!
    Reading through this post reminds me of my good old room
    mate! He always kept chatting about this. I will forward this
    article to him. Pretty sure he will have a good read.

    Thanks for sharing!

  33. Sling TV November 15th, 2018 at 11:38:09 am

    Hello there, You’ve done a fantastic job. I will certainly digg
    it and personally suggest to my friends. I’m confident they’ll be benefited from this site.

  34. Sling TV November 14th, 2018 at 10:21:23 pm

    What’s up to all, how is the whole thing, I think every one
    is getting more from this web page, and your views are pleasant in support of
    new viewers.

  35. Sling TV November 12th, 2018 at 2:10:34 am

    Do you mind if I quote a few of your articles as long as I provide credit
    and sources back to your webpage? My blog site is in the exact same area of interest
    as yours and my users would really benefit from a lot of the information you present here.
    Please let me know if this okay with you. Many

  36. Sling TV November 10th, 2018 at 7:46:32 pm

    I’m not that much of a internet reader to be honest but your sites really nice,
    keep it up! I’ll go ahead and bookmark your website to come back down the road.
    All the best

  37. Sling TV November 10th, 2018 at 1:07:55 pm

    Keep on working, great job!

  38. Quest Bars Cheap November 7th, 2018 at 3:40:34 am

    Having read this I believed it was rather informative.
    I appreciate you finding the time and effort to put this informative article
    together. I once again find myself spending a lot of time both reading and leaving
    comments. But so what, it was still worthwhile!

  39. Your comment is awaiting moderation.
    descargar facebook November 5th, 2018 at 12:43:31 am

    Descargar facebook http://twitter.com/descargar_hq descargar facebook
    It’s genuinely very difficult in this busy life to listen news on TV, so I simply use web for that reason, and take the most up-to-date news.
    Descargar facebook http://twitter.com/descargar_hq descargar facebook

  40. quest bars cheap November 4th, 2018 at 5:29:22 am

    Heya i’m for the first time here. I found this board and
    I find It truly useful & it helped me out a lot. I hope to give something back and aid others like you helped me.

  41. quest bars cheap November 3rd, 2018 at 1:19:26 pm

    I don’t know whether it’s just me or if everyone else experiencing issues with your blog.
    It seems like some of the written text within your content are running off the screen.
    Can someone else please provide feedback and let me know if this is
    happening to them too? This may be a issue with my browser because
    I’ve had this happen before. Many thanks

  42. descargar facebook November 2nd, 2018 at 7:30:00 pm

    Howdy! This post couldn’t be written any better!
    Reading this post reminds me of my previous room mate!
    He always kept talking about this. I will forward this
    page to him. Fairly certain he will have a good read.
    Many thanks for sharing!

  43. Benefits of Coconut Oil October 30th, 2018 at 6:44:11 am

    Wonderful blog! I found it while surfing around on Yahoo
    News. Do you have any suggestions on how to get listed in Yahoo News?
    I’ve been trying for a while but I never
    seem to get there! Many thanks

  44. Health Benefits of Coconut Oil October 29th, 2018 at 3:52:48 am

    I could not refrain from commenting. Perfectly written!

  45. Coconut Oil Benefits October 27th, 2018 at 10:52:23 am

    I have been surfing online more than 3 hours today, yet I never found any interesting article like yours.
    It is pretty worth enough for me. In my view, if all website owners and bloggers made good content as you
    did, the net will be much more useful than ever before.

  46. Health Benefits of Coconut Oil October 27th, 2018 at 7:06:20 am

    Spot on with this write-up, I honestly think this site needs a great deal more attention. I’ll probably be back again to read through more, thanks for the information!

  47. Benefits of Coconut Oil October 24th, 2018 at 10:19:54 am

    Hmm it appears like your website ate my first comment (it was super long) so I guess I’ll just
    sum it up what I wrote and say, I’m thoroughly enjoying your blog.
    I as well am an aspiring blog writer but I’m still new to everything.

    Do you have any suggestions for newbie blog writers? I’d genuinely appreciate it.

  48. Health Benefits of Coconut Oil October 24th, 2018 at 2:17:46 am

    Pretty great post. I just stumbled upon your blog and wished to say that I’ve
    really enjoyed browsing your blog posts. In any case I’ll be subscribing for
    your feed and I’m hoping you write once more very soon!

  49. minecraft secret free download October 18th, 2018 at 4:22:27 pm

    This website was… how do you say it? Relevant!!

    Finally I’ve found something that helped me. Kudos!

  50. tinder dating site October 16th, 2018 at 8:13:06 am

    Cool blog! Is your theme custom made or did you download it from
    somewhere? A theme like yours with a few simple tweeks would really make my blog
    stand out. Please let me know where you got your design. Thank you

  51. minecraft free download 2018 October 11th, 2018 at 3:58:05 am

    Its like you read my mind! You appear to know so much about this, like you
    wrote the book in it or something. I think that you could do
    with some pics to drive the message home a bit, but instead of that, this is wonderful
    blog. An excellent read. I’ll definitely be back.

  52. minecraft free download 2018 October 10th, 2018 at 6:27:09 am

    Appreciate the recommendation. Will try it out.

  53. minecraft October 7th, 2018 at 6:16:30 pm

    Greetings! Very helpful advice in this particular article!
    It’s the little changes which will make the greatest changes.
    Many thanks for sharing!

  54. minecraft October 6th, 2018 at 2:08:52 pm

    At this time it appears like Movable Type is the top blogging platform
    available right now. (from what I’ve read) Is that what you’re using
    on your blog?

  55. minecraft October 6th, 2018 at 11:31:03 am

    Have you ever considered about including a little
    bit more than just your articles? I mean, what you
    say is valuable and all. However think of if you added some great images or video clips to give your
    posts more, “pop”! Your content is excellent but with pics and videos, this
    blog could certainly be one of the best in its field.

    Terrific blog!

  56. minecraft October 5th, 2018 at 7:23:22 pm

    Hi there colleagues, how is all, and what you would like to say concerning this paragraph, in my view its truly remarkable in favor of me.

Leave A Comment

Affiliates & Brokerages